Tips & Advice

The idea of appearing in court or making an application to court can feel worrying - especially because there are often fees involved. If money is tight, you may be able to get help with court fees. It can sometimes be difficult to understand who is entitled to help with court & tribunal fees, so we've put together a quick guide that will help you understand what help is out there, who is entitled to support, and how you may be able to access it.

The ongoing cost of living crisis is being driven by high inflation and even higher costs. But with further price hikes expected and the economy on track to fall into a recession within a matter of months, you might be wondering what this means for your finances. It’s normal for the economy to experience extreme highs and lows from time to time, but by sitting back and waiting for a recession to blow over, you could be putting yourself and your finances at risk. In this blog, we’ll let you know how to manage your money before and during a recession so you can protect your pennies and avoid making minor money mistakes with major consequences.

Tax credit overpayments can happen for a few different reasons – but, most commonly, they happen if your circumstances change but you don’t tell HM Revenue and Customs (HMRC) in time. If you’ve received tax credit payments but your entitlement has changed, you may end up with a tax credit debt. In this guide, we’ll look at tax credit debts in more detail – including: What kind of situations can lead to a tax credit debt Can a tax credit debt be appealed against or written off? What you should do if you’ve realised you’ve had tax credits overpayments Some helpful contact details for HMRC We’ll also answer a few commonly asked questions about overpaid tax credits, so you’ve got all the information you need to take your next steps.

This is a regularly-updated list of the latest restaurant vouchers, deals, and offers for dine-in and takeaway. Restaurant deals are still a bit thin on the ground at the moment, but here's what we've scouted. Most promotions have restrictions, so check the T&Cs to ensure you can use the offer on the day you want to go.

The Government has announced details of how the Energy Bills Support Scheme – a £400 payment for all households in Britain to help with energy bills this winter – will work. Most will get the grant automatically from their supplier in six instalments between October and March, but if you've a non-smart prepayment meter you WILL have to take action to get the money. The scheme – which was initially announced in February as a £200 payment – will see households in England, Scotland and Wales with a domestic electricity account get a non-repayable grant of £400. There will be funding for Northern Ireland to provide similar support but details have yet to be revealed. The Government has also announced that further funding will be available to those who may miss out on the scheme. It said about 1% of households will not qualify for the grant – mainly those without a domestic electricity meter or a direct relationship with their supplier, such as those in park homes. Further details on this funding will be made available in due course. In addition, the Government said it expects landlords to "pass the discounted payments on appropriately" to their tenants.

The price of almost everything has risen and is expected to keep rising thanks to the cost of living crisis currently battering the UK. But with millions of households struggling to cover the cost of daily essentials and feeling anxious about unexpected expenses cropping up, what should you do when your bank balance drops to a dangerously low level? In this article, we’ll let you know what steps you should take if your budget is being stretched to its limit and it feels like you have more money going out than coming in

If you find out that you’ve received any benefit overpayments, the idea of paying it them back can feel extremely stressful. Although incorrect benefits payments happen frequently, it’s difficult to find clear information on exactly why they happen, whether overpayments can be written off, and what your next steps should be. Thousands of people contact us for debt advice every week, so we’ve put together a guide that will help you understand what government guidance says about overpaid benefits. 

Can You Get Council Tax Debt Written Off?

Energy price cap rise: What it means, and where to get help with gas and electricity bills