The idea of appearing in court or making an application to court can feel worrying - especially because there are often fees involved.
If money is tight, you may be able to get help with court fees.
It can sometimes be difficult to understand who is entitled to help with court & tribunal fees, so we've put together a quick guide that will help you understand what help is out there, who is entitled to support, and how you may be able to access it.
If you are going to court - whether it's your decision or not - you'll usually have to pay a fee.
As well as this initial fee, you'll sometimes have to pay a 'hearing fee too. A hearing is usually the second step in the court process - where a judge will be asked to make a legal decision if both sides can't come to a settlement themselves.
As you can imagine, courts are there to help settle all kinds of legal issues - so there are lots of different reasons you may have to pay county court costs.
More often than not, these fees crop up when people are going to family court to discuss divorce, maintenance, or parental rights relating to a child. Also, fees are usually due when discussing financial issues - such as setting aside a County Court Judgement (CCJ) or when debt collection issues reach a court level.
There are two kinds of support you can get with the fees that relate to court or tribunal cases - legal aid and support with court costs through the government's EX160 form.
Legal aid is only available for certain
When it comes to cutting your expenses, there is only so much you can do. But with no limit to the amount of extra cash you can earn, making an effort to boost your income can be the missing link you need to help you meet your essential costs.
If possible, ask for a raise at work, start a blog, monetise a hobby or interest, pick up a part-time job, become an online tutor, or sell unwanted clothes, with the internet a great place to find a side hustle or money-making venture to work around your schedule.
This can help you repay your debts, build your savings, or just bridge the gap between your finances and your essential costs when you find yourself struggling to make ends meet.
The only way to make a positive difference to your finances is to make a plan (and stick to it).
To get started, assess your current financial situation and set yourself a series of short-term goals, such as starting an emergency savings fund, sticking to a budget, or clearing a percentage of your debt.
Whether you have your sights set on becoming a homeowner, retiring early, or clearing your total debt, making a plan can help you set mini milestones and track your progress until you meet your ultimate goal.
In October, every household in the UK will receive £400 and pensioners claiming Winter Fuel Payment will receive £300 to help with the cost of rising energy bills as part of a £21 billion cost of living package.
If you are still worried about meeting your essential costs despite cutting costs and qualifying for a cost of living payment, however, it is worth checking if you are eligible for financial support.
To find out what financial support you are entitled to and how to make a claim, contact your local council or visit the GOV.UK website.
An Individual Voluntary Arrangement (‘IVA’) is subject to the customer meeting qualifying criteria and gaining creditor acceptance. Initial advice is free and there is no obligation to proceed into an arrangement. Monthly IVA payments include fees and may differ to the example provided, based on the assessment made of your personal circumstances. These fees will be clearly explained to you in writing by your advisor. Debt write off amounts are subject to creditor acceptance and vary by individual.
To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.
This site is not part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK,Inc
mumswithdebt.co.uk is a trading style of United Insolvency Ltd. United Insolvency Ltd is a company registered in England & Wales under number 11436761. Registered with the Information Commissioners Office (ICO) under registration number ZA488958.
Sharon Witley is authorised by the Insolvency Practitioners Association to act as a Licensed Insolvency Practitioner.
United Insolvency Ltd is authorised and regulated by the FCA under reference 832916, as an appointed representative of Promethean Finance Limited, their registration number is 662425.
United Insolvency Ltd
Dalton House
Dane Road
M33 7AR