✅ Write off Unaffordable debt
✅ Stop any Bailiff or Legal action
✅ One monthly payment
✅ All UK solutions available
Complete the questionnaire so we know some basic details about you, and get a general sense of your situation.
One of our advisors will run through each of the solutions you qualify for. They can do this over the phone, via SMS or WhatsApp.
Your advisor will complete the application for your selected solution. We do all the hardwork so you don't have to.
Once your application has been accepted there is nothing left for you to do. Your chosen debt solution will start to work and you can just kick back and relax knowing that your debt worries are now a thing of the past!
Join the thousands of Mums we have helped become debt free.
Mums with Debt offers all UK debt solutions. We will make you aware of each solution so you can make a fully informed decision based on your needs!
A Debt Relief Order (DRO) is a formal and legally-binding debt solution available in England, Wales, and Northern Ireland.
It's designed for individuals facing overwhelming debt, but with little income or assets to their name.
Individual Voluntary Arrangement (IVA)
An IVA is a legally binding agreement that you reach with your creditors. Under an Individual Voluntary Arrangement, you pay an affordable monthly sum over a fixed period of time. This is usually 5 or 6 years. Any debt that remains after this point is written off.
With a Debt Management Plan (DMP), you come to an informal agreement with your creditors to repay the money you owe. Our specialists will help you calculate how much you can afford and then you’ll make one set repayment per month. This money is divided between your creditors.
Usually seen as a last resort, Bankruptcy is a legal process and a type of insolvency that writes off debts you can’t afford to repay. It may be suitable for you if you can’t repay the money you owe in a reasonable amount of time.
Don't worry we've got you covered! 💪
We have teamed up with all UK credit referencing agencies so we can pull a completely free credit report for you so you don't have to!
We know talking on the phone can be difficult, that's why we launched debt help on WhatsApp!
Why not drop us a message and see what solutions you qualify for!
An Individual Voluntary Arrangement (‘IVA’) is subject to the customer meeting qualifying criteria and gaining creditor acceptance. Initial advice is free and there is no obligation to proceed into an arrangement. Monthly IVA payments include fees and may differ to the example provided, based on the assessment made of your personal circumstances. These fees will be clearly explained to you in writing by your advisor. Debt write off amounts are subject to creditor acceptance and vary by individual.
To find out more about managing your money and getting free advice, visit Money Advice Service, independent service set up to help people manage their money.
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mumswithdebt.co.uk is a trading style of United Insolvency Ltd. United Insolvency Ltd is a company registered in England & Wales under number 11436761. Registered with the Information Commissioners Office (ICO) under registration number ZA488958.
Sharon Witley is authorised by the Insolvency Practitioners Association to act as a Licensed Insolvency Practitioner.
United Insolvency Ltd is authorised and regulated by the FCA under reference 832916, as an appointed representative of Promethean Finance Limited, their registration number is 662425.
United Insolvency Ltd
Dalton House
Dane Road
M33 7AR